Concerns around lending platforms like Celsius (Patreon)

Hi team

There is a lot of concern around lending platforms esp in light of recent tweets and the STETH situation.  

My guidelines still apply

1) never hold more than 10% in any one basket eg Celsius or Nexo etc

2) if your yield is less than 3% - it is not worth the risk

3) if you are in any way uncomfortable - go the self-storage route 

PS I have 10% of my BTC on Celsius as well as some ETH and SOL. i have not moved a penny. The day I do I will inform this community as always.